The Total Visa® Credit Card is issued by The Bank of Missouri for people with bad credit. There are a few things people should know about this card are mentioned here:
Easy Application Process:
The smooth process of application through which the customers can subscribe makes a trust point. Like some other handy cards, applying for a Total Visa® Card too holds the pre-qualification tool to let you know about your approval. The Total Visa® Card has an initial credit limit of $300. If the application process was fulfilled flawlessly, you could hear back from the bank within as little as 60 secs.
Easy Credit Building:
The invitation through mail offer leads you to preapprovedtotal.com, which will let you know about the collaborations of other cards or banks it is associated with. Connected to the three major credit bureaus, the card will ultimately help people with poor credits to boost their credit rate. The one-time payment is another factor adding to the authenticity of this card. Your credit score will gradually increase as you spend the allotted credit responsibly.
Reports to Credit Bureaus:
The Total Visa® Credit Card, which is offered by the Bank of Missouri, reports your account activity to the three major credit bureaus: Equifax, Experian, and TransUnion. If you make all of your payments on time, pay the minimum due each month, and don’t carry a balance from one month to the next, you can improve your credit over time.
Cardholder Benefits
The card offers cardholder benefits, including emergency replacement and travel assistance services, but it reports account activity to the major credit bureaus. The card offers a variety of standard benefits, including the ability to customize your card design and track your spending via online statements.